html {-webkit-text-size-adjust: 100%;-moz-text-size-adjust: none;-ms-text-size-adjust: 100%; /* Prevent font scaling in landscape */}
body { margin:0;padding:0; background:#fff; font-size:17px; line-height:25px;font-family: 'OpenSans-Regular';  }
img { border:none; }
.container{
    width: 100%;
}
a { text-decoration:none; color:#2cc7c1;}
p a { text-decoration:none; color:#2cc7c1;}
p a:hover {text-decoration:underline;}
strong, b { font-weight:normal;font-family: 'OpenSans-Semibold';}
ul { list-style:none;margin:0 0 0px; padding:0 0 2em; }
ul li { }
ul li a:hover { text-decoration:underline;}
h1, h2, h3, h4, h5, h6, p { margin:0; font-weight: normal; }
.clearfix:before, .clearfix:after {display: table; content: " ";}
.clearfix:after { clear: both;}
.clear { clear:both; line-height:0; height:1px; font-size:0}
input[type="submit"] { cursor:pointer;}
* html .clearfix {height: 1%}
*:focus { outline: none;}
select {-webkit-appearance: none;-moz-appearance: none; appearance: none;}
input {-webkit-appearance: none;-moz-appearance: none; appearance: none; }
input::-webkit-input-placeholder { /* WebKit browsers */opacity: 1 !important;color:#777c80;}
input:-moz-placeholder { /* Mozilla Firefox 4 to 18 */opacity: 1 !important;color:#777c80;}
input::-moz-placeholder { /* Mozilla Firefox 19+ */opacity: 1 !important;color:#777c80;}
input:-ms-input-placeholder { /* Internet Explorer 10+ */opacity: 1 !important;color:#777c80;}
textarea::-webkit-input-placeholder { /* WebKit browsers */opacity: 1 !important;color:#777c80;}
textarea:-moz-placeholder { /* Mozilla Firefox 4 to 18 */opacity: 1 !important;color:#777c80;}
textarea::-moz-placeholder { /* Mozilla Firefox 19+ */opacity: 1 !important;color:#777c80;}
textarea:-ms-input-placeholder { /* Internet Explorer 10+ */opacity: 1 !important;color:#777c80;}
#email_check { display:none;}
/*------------------------------------*/
.container { margin:0 auto; max-width:2800px;  overflow:hidden; position:relative;}
.content { margin:0 auto;  max-width:980px; padding:60px 0; padding-right:20px!important;padding-left:20px!important;}

#menu-helper { display:none;}
#menu_trigger { box-sizing: border-box; width: 35px; height: 45px; display: block; position: relative; }
#menu_trigger:before, #menu_trigger:after, #menu_trigger span { background: #0e57a0; content: ''; display: block; width: 100%; height: 5px; position: absolute; right: 0px; }
#menu_trigger:before { top: 10px; }
#menu_trigger:after { top: 20px; }
#menu_trigger span { top: 30px; }
#menu_trigger { display: none; }
#mm-main_menu { float:none; padding:0px 0 0;}
#mm-main_menu li { float:none; background:none;}

.mm-listview {    display: block !important;}
.mm-title {color:#3c3c3c!important; font-size:20px;font-family: 'montserratregular';}


.logo { float:left;}
.logo img { max-width:280px;}
.header.content { padding:27px 0;}



.menu { float:right; padding:15px 0 0;}
.menu li { float:left; color:#5b5b5b; font-size:17px; padding-left:30px; background:none;font-family: 'OpenSans-Semibold';}
.menu li a {color:#5b5b5b;}
.menu li a:hover { text-decoration:none;color:#2980b9}

/*Removed banner bg -Z*/
#banner { display: block;background: url('../images/banner-bg.jpg'); background-size: cover;}
.banner{background-size: cover;}
h1 { text-align:center; font-family: 'montserratregular'; color:#fff; text-transform:uppercase; font-size:45px; line-height:normal; padding-bottom:15px;}
h2 { text-align:center; font-family: 'montserratregular'; color:#3c3c3c; font-size:40px; line-height:normal; padding-bottom:55px;}
.banner h2 { text-align:center;font-family: 'montserratlight'; color:#fff; font-size:30px; line-height:normal; padding:0;}
.banner .content  { padding:0; height:100%; display:table; width:100%;}
.c-inner { display:table-cell; vertical-align:middle;}

.down {text-align:center; position:absolute; bottom:0; left:50%; padding:0 0 20px; width:160px; margin-left:-80px;}
.down img { width:44px;}
.down p { color:#fff;font-family: 'OpenSans-Light'; font-size:14px;}

.cta { text-align:center;}
.cta a, .cta input { transition:all ease 0.3s; text-transform:capitalize; color:#fff; text-align: center; padding:12px 25px; line-height:100%; font-size:12px;font-family: 'montserratregular'; display:inline-block; background:#2980b9;}
.cta a:hover { background:#fff; color:#2980b9}
.cta input { font-size:14px; text-transform:uppercase;font-family: 'montserratsemi_bold';}
.box:hover .cta a { background:#fff; color:#2980b9;}
h3 { text-align:center; color:#3c3c3c; font-size:32px;font-family: 'montserratsemi_bold'; }
.box h3 { padding:10% 20px 6%;}
.mm-menu{ background:#f3f1f1;}

.footer { background:#43505d; color:#fff;}
.footer .content { padding:30px 0;}
.footer p { font-size:12px;font-family: 'OpenSans-Semibold'; padding:0; }

.footer ul { float:right; padding:0;}
.footer ul li { float:left; padding-left:18px; font-size:14px; background:none;}
.footer ul li a { color:#fff;}




/* Additional styles  for the icon row on top -Z */

.row{
    margin-left: 0px !important;
    margin-right: 0px !important;
}

.transition{
    -webkit-transition: all 0.3s ease-in-out;
    -moz-transition: all 0.3s ease-in-out;
    -o-transition: all 0.3s ease-in-out;
    transition: all 0.3s ease-in-out;
}

#intro-container{
    background: url('../images/bg.jpg') no-repeat;
    background-size: cover;
}

#intro-container .row{
    height: 100% !important;
}

.intro-element{
    padding-top: 140px;
    text-align: center;
    padding-bottom: 140px;
    cursor: pointer;
    display: block;
}


.intro-element img{
    width: 200px;
    height: auto;
    opacity: 0.8;
}

.opaque{
    opacity: 1.0;
}

.intro-element h2{
    font-size: 24px;
    padding-bottom: 20px;
    position: relative;
}

.intro-element :before{
    content: "";
    position: absolute;
    width: 100%;
    height: 2px;
    bottom: 0;
    left: 0;
    background-color: #000;
    visibility: hidden;
    -webkit-transform: scaleX(0);
    transform: scaleX(0);
    -webkit-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;

}

.intro-element p{
    font-size: 16px;
}

.intro-element h2, .intro-element p{
    padding-left: 10%;
    padding-right: 10%;

}

.lower-box{
   text-align: center;
}

.lower-box h3{
    color: #2980b9;
    font-size:24px;
    display: block;
    min-height: 70px;
}

.lower-box p{
    font-size: 14px;
    text-align: justify;
    line-height: 20px;
    min-height: 110px;
}

.lower-box img{
    width: 100px;
    height: auto;
}

/* Mobile styles for icon row -Z */
@media (max-width: 768px){

    .intro-element{
        padding-top: 50px;
        padding-bottom: 50px;
    }

    .intro-element img{
        width: 100px;
        height: auto;
    }

    .row{
        margin-left: 10px !important;
        margin-right: 10px !important;
        margin-right: 10px !important;
    }

    .lower-box{
        margin-bottom: 25px;
    }

    .lower-box h3{
        min-height: 40px;
    }

    .lower-box p{
        min-height: 20px;
        height: auto;
    }

}




/*Products*/
#internal .banner { height:420px;}
#internal .cta a:hover {-webkit-box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1);-moz-box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1);box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1);}
.products .banner { background-image:url(../images/banner-products.jpg); background-size: cover;}
.half { float:left; width:50%;}
.half.right { float:right;}
.h-inner { padding:0 6.25% 0 0;}
.right .h-inner { padding:0 0 0 6.25%;}
#internal h3 { padding-bottom:45px;}
p { font-size:18px; line-height:28px; padding-bottom:30px;}

/*Producers*/
.producers .banner { background-image:url(../images/banner-producers.jpg);  background-size: cover;}
.producers .half { position:relative;}
.producers .half .cta a { margin-bottom:10px;}

.section .content { padding:0 0 0 0; }

.white.section { background:#fff;}
.grey.section { background:#f3f1f1;}
.cta a.reversed {-webkit-box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1);-moz-box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1);box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1); background:#fff; color:#2980b9; margin-left:10px;}
.cta a.reversed:hover { background:#2980b9; color:#fff;}
.producers .grey .half.right { background:url(../images/right1.jpg) no-repeat center center / cover;}
.section .half img { display:none;}
.section .half { padding:0;}
.prod1 { background:url(../images/left1.jpg) no-repeat center center / cover;}
.prod2 { background:url(../images/right1.jpg) no-repeat center center / cover;}
.h-cont.prod { padding-left:40px;}

/*Policy Holders*/
.holders .banner { background-image:url(../images/banne-Policy-Holders.jpg);}
.h-cont { padding:60px 0 50px;}
.claim1 { background:url(../images/custom1.jpg) no-repeat center center / cover;}
.claim2 { background:url(../images/custom2.jpg) no-repeat center center / cover;}
#internal .claims h3 { padding:10px 20px; text-align:left;}
.ui-accordion { border:3px solid #2980b9;}
.ui-accordion h3:first-child { border-top:none;}
.ui-accordion .ui-accordion-header { margin: 0px 0 0;}
.ui-corner-all, .ui-corner-bottom, .ui-corner-right, .ui-corner-br { border-radius:0}
.ui-state-default, .ui-widget-content .ui-state-default, .ui-widget-header .ui-state-default {background: #fff none repeat scroll 0 0;
    border: none; border-top:3px solid #2980b9;
    color: #2980b9;
    font-weight: normal;}
.ui-accordion .ui-accordion-content {
    border-top: 0 none;
    overflow: auto;
    padding: 0 2em 0;
}
.ui-accordion-content {color:#58595b}
.ui-accordion-content p { padding: 0 0 10px}
.ui-accordion ul { padding:0 0 1em 1em; margin-left:1em;}
.ui-accordion ul li { padding-left:1em;}
.ui-accordion .ui-accordion-header .ui-accordion-header-icon {
    margin-top: -3.75px;
    position: absolute;
    right: 0.5em; left:auto;
    top: 50%;
}
.ui-icon {background-repeat:no-repeat;}
.ui-state-default .ui-icon  { background-image:url(../images/arrow-default.png); }
.ui-state-active .ui-icon { background-image:url(../images/arrow-active.png); }



/*Contact Us*/
.input-form { margin-bottom:15px;}
form label { color:#58595b; text-transform:uppercase; font-family: 'montserratsemi_bold'; font-size:17px;}
form label span { color:#2980b9;}
.i-inner { border:1px solid #e1e0e0; background:#e1e0e0; padding:14.5px 20px 16.5px;}
input { border:none; background:none; padding:0; margin:0;color:#777c80; font-size:14px;font-family: 'OpenSans-Regular'; width:100%;}
.text .i-inner { height:140px;}
textarea { height:100%; width:100%; overflow:auto; border:none; background:none; resize:none;color:#777c80; font-size:14px;font-family: 'OpenSans-Regular';}
form .cta { text-align:left;}
form .cta input { width:150px;}
form .cta input:hover {-webkit-box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1);-moz-box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1);box-shadow: inset 0px 0px 0px 3px rgba(41,128,185,1); background:#fff; color:#2980b9;}
.c-data { margin:0 auto; max-width:70%}
.c-data p { font-size:16px;color:#58595b} 
.i-inner.error { border:1px solid red; background-image: url(../images/error.png); background-repeat:no-repeat; background-position:right 13px;}
.i-inner.valid { border:1px solid green; background-image: url(../images/valid.png); background-repeat:no-repeat; background-position:right 13px;}
label.error { display:none !important;}

.first input { text-transform:capitalize !important;}

.contact p a { color:#58595b}
.contact .banner { background-image:url(../images/banner-contact.jpg);}

/* Claims page */
.claims .banner{
    background-image:url(../images/banner-claims-page.jpg);
}

/*About us*/
#internal.simple .banner { height:150px; background-image:none; background-color:#0cb3e8;}
.simple h1 { padding:0}
.simple { color:#5b5b5b;}
h4 { font-size:20px; line-height:36px;font-family: 'montserratsemi_bold'; padding-bottom:15px;}
ul { padding-left:20px;}
ul li { background:url(../images/disc.png) no-repeat left 10px; padding-left:20px; font-size: 18px;   line-height: 28px;    padding-bottom: 0px;}

.sitemap ul { padding:0 0 30px 0;}
.sitemap ul li { background:none; padding:0;}
.sitemap ul li a { color:#5b5b5b}
.sitemap ul li a:hover { text-decoration:underline;}


.er h1 { font-size:150px;}






@media screen and (max-width: 1240px) {
	
	
	}
@media screen and (max-width: 1080px) {

	}
@media screen and (max-width: 1024px) {




}
@media screen and (min-width: 730px) and (max-width: 960px) {
.content {padding-left:20px!important; padding-right:20px!important;}
br { display:none;}
.banner .content { width:95%;}
.box { height:370px;}
h3 { font-size:27px; line-height:normal;}
.producers .half { width:100%; float:none;}
.producers .half.right { float:none;}
.section .half img  { display:block;max-width:100%;}
.section .half { background:none !important;}
.h-cont.prod { padding-left:0}
.logo img {
    max-width: 250px;
}
.h-cont.prod {
    padding-left: 0px;
}
	}
@media screen and (max-width: 760px) {
.content {padding-left:20px!important; padding-right:20px!important;}
.content { padding:45px 0;}
br { display:none;}
#menu-helper { display:block;}
#menu_trigger { display: inline-block; float: right; top: 0px; margin-bottom: 0px; }
#main_menu { display:none;}
.header.content { padding:20px 0;}
.banner { height:auto !important; display:block;}
.banner .content { display:block; width:auto; padding:45px 0 120px;} 
#internal .banner .content {padding: 45px 0 60px;}
.c-inner { display:block;}
h1 { letter-spacing:-1px; font-size:40px;}
.banner h2 { font-size:30px;}
.down img { width: 30px;}
h2 { font-size:30px;}
h3 { font-size:20px;}
.box { height:260px; width:48%;}
.footer ul { float:none; text-align:center; padding-bottom:10px;}
.footer ul li { float:none; display:inline-block; text-align:left; padding:0 9px 0 9px;}
.footer p { text-align:center;}
.half { float:none; width:100%; padding-bottom:30px;}
.half.right { float:none;}
.h-inner { padding:0 0% 0 0;}
.right .h-inner { padding:0 0 0 0%;}
#internal h3 { font-size:24px; padding-bottom:45px;}
.products-content { padding-bottom:0px;}
.section .half img { display:block;max-width:100%;}
.section .half { background:none !important;}
.c-data { max-width:none;}
.ty .banner { height:auto !important;}
.logo img { max-width:240px;}
.er h1 { font-size:90px;}
.h-cont.prod {
    padding-left: 0px;
}
}
@media screen and (max-width: 440px) {
.box { height:270px; width:100%;}
.logo img { max-width:200px;}
h1 {font-size:36px;}
}